Securitization

Securitization

It is a mechanism to obtain liquidity (today), in exchange for assigning the right over future financial flows, which have a high certainty of occurrence, to a Securitization Fund with the purpose of placing securities backed by These flows.

Credit Quality

Of the asset assigned by the originator is the determinant of the risk of the securities to be issued, which are categorized by two risk rating companies.

Securitization

it’s a transparent financing scheme supervised during the term of the issuance by competent authorities (SSF, Stock Exchange, Auditors, Risk Rating, flow valuation expert)

 

Advantages of Securitization

  • Financing on the asset side.
  • Diversification of sources of funding.
  • Obtaining liquidity in the short term.
  • Reduced administrative burden since the originator is not the direct issuer.
  • Risk rating of securities focuses on the credit quality of the assets backing the issue.
  • Financial value is created. Financial disintermediation, resulting in competitive rates
 
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